Study in Germany states the presumed annual blocked-account requirement has been EUR 11,904 since 1 January 2025. Other accepted financing routes can exist.
Verify current rule ↗Global education decision platform
Study Costs & Visa Funds
Calculate tuition, living costs, first-year cash, proof-of-funds, application costs, insurance and realistic financial buffers.
Financial rules
Separate visa minimums from real study cost
Proof-of-funds rules are stored separately from tuition, rent and personal budgets.
For applications in 2026, the Swedish Migration Agency states a maintenance requirement of at least SEK 10,656 per month; reductions can apply for documented free food/housing.
Verify current rule ↗Student visa maintenance is capped at 9 months for this calculation and is separate from outstanding course fees.
Verify current rule ↗Student visa maintenance is capped at 9 months for this calculation and is separate from outstanding course fees.
Verify current rule ↗For applications on or after 1 September 2025, IRCC lists CAD 22,895 for one applicant’s first-year living expenses outside Quebec. Tuition and transportation are additional, and the table is updated periodically.
Verify current rule ↗Study Australia’s current visa application guide states international student visa applicants must provide proof of at least AUD 29,710. Check the live Department of Home Affairs evidence requirements before filing because thresholds and evidence rules can change.
Verify current rule ↗Tertiary students generally need NZD 20,000 per year or NZD 1,667 per month for study shorter than one year; prepaid accommodation can affect the shortfall.
Verify current rule ↗Migri states students need at least EUR 800 per month for living costs. Unpaid tuition must be covered separately.
Verify current rule ↗UDI states university/university-college students need NOK 15,488 per month or NOK 170,368 per year for the current higher-education study-permit route. Tuition, if applicable, is additional.
Verify current rule ↗Decision tools
Use the data, do not just read it
These tools turn source facts and your own inputs into a practical next step.
Costs & financeTotal Study Abroad Cost Calculator
Add tuition, living costs and one-off expenses, then subtract confirmed funding to estimate the total cash burden of a study scenario.
Open tool →Costs & financeFirst-Year Cash Requirement CalculatorEstimate the first-year cash you need before departure from unpaid tuition, living costs, deposits, travel/visa setup and confirmed funding offsets.
Open tool →Costs & financeInternational Student Monthly Budget CalculatorBuild a monthly international-student budget from rent, food, transport, insurance, utilities/phone and personal/study spending.
Open tool →Costs & financeStudent Visa Proof-of-Funds CalculatorCalculate selected source-backed student-visa maintenance funds, add unpaid tuition and subtract accepted documented funding while keeping the official source visible.
Open tool →Costs & financeGermany Blocked-Account Planning CalculatorModel Germany’s current blocked-account baseline together with unpaid tuition and an extra cash buffer.
Open tool →Costs & financeStudent Dependant Maintenance-Funds CalculatorEstimate additional maintenance funds for dependants using selected current UK, Sweden and Canada source-backed rules.
Open tool →Costs & financeScholarship Funding Gap CalculatorSubtract confirmed usable scholarship/grant funding from the total study cost you expect to pay and show the remaining amount you must finance.
Open tool →Costs & financeTuition After Scholarship CalculatorCalculate tuition still payable after a scholarship or fee waiver that can actually be applied to tuition.
Open tool →Costs & financeUniversity Application Cost PlannerAdd application fees, test-score/reporting charges, transcript/evaluation costs, translation/legalisation and other application expenses, then subtract waivers/refunds.
Open tool →Costs & financeStudent Visa Cost PlannerBuild a visa-application cost scenario from the official filing fee, biometrics, medical/health evidence, insurance, translations and travel/courier expenses.
Open tool →Costs & financeExchange Rate Safety Buffer CalculatorAdd a percentage safety buffer to a foreign-currency amount so exchange-rate movement and bank/conversion spreads do not leave your plan exactly at the minimum.
Open tool →Costs & financeEducation Loan Repayment CalculatorEstimate the monthly payment for a fixed-rate education loan from principal, annual interest rate and repayment term.
Open tool →Costs & financeStudy Abroad Break-Even Scenario CalculatorEstimate how many years of an assumed annual after-tax income gain it would take to recover the total education cost.
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